Call reports 2012
COMMUNITY BANK, LEXINGTON, TENNESSEE — 2012
What COMMUNITY BANK, LEXINGTON, TENNESSEE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 109,978,000 | 110,624,000 | 108,843,000 | 105,789,000 |
| Total loans | 78,264,000 | 78,807,000 | 77,463,000 | 75,253,000 |
| Allowance for loan losses | 865,000 | 528,000 | 559,000 | 1,349,000 |
| Securities available for sale | 23,778,000 | 23,574,000 | 23,381,000 | 22,977,000 |
| Securities held to maturity | 17,000 | 17,000 | 16,000 | 16,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,690,000 | 91,583,000 | 91,279,000 | 88,853,000 |
| Interest-bearing deposits | 81,453,000 | 81,343,000 | 80,046,000 | 77,997,000 |
| Noninterest-bearing deposits | 10,237,000 | 10,240,000 | 11,232,000 | 10,856,000 |
| Equity capital | 10,509,000 | 11,055,000 | 10,557,000 | 10,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,353,000 | 2,703,000 | 4,082,000 | 5,421,000 |
| Interest expense | 309,000 | 582,000 | 800,000 | 990,000 |
| Net interest income | 1,044,000 | 2,121,000 | 3,282,000 | 4,431,000 |
| Noninterest income | 140,000 | 281,000 | 419,000 | 551,000 |
| Noninterest expense | 798,000 | 1,573,000 | 2,337,000 | 3,185,000 |
| Provision for loan losses | 0 | 0 | 70,000 | 870,000 |
| Pretax income | 386,000 | 829,000 | 1,294,000 | 927,000 |
| Income tax | 93,000 | 207,000 | 331,000 | 149,000 |
| Net income | 293,000 | 622,000 | 963,000 | 778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,768,000 | 10,097,000 | 9,439,000 | 8,920,000 |
| Total capital | 10,633,000 | 10,625,000 | 9,998,000 | 9,810,000 |
| Risk-weighted assets | 73,543,000 | 74,336,000 | 72,946,000 | 70,739,000 |