Call reports 2011
COMMUNITY BANK, LEXINGTON, TENNESSEE — 2011
What COMMUNITY BANK, LEXINGTON, TENNESSEE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 104,599,000 | 105,471,000 | 106,456,000 | 107,772,000 |
| Total loans | 72,723,000 | 72,904,000 | 73,204,000 | 77,503,000 |
| Allowance for loan losses | 761,000 | 761,000 | 634,000 | 865,000 |
| Securities available for sale | 23,990,000 | 25,315,000 | 24,213,000 | 24,145,000 |
| Securities held to maturity | 19,000 | 19,000 | 18,000 | 17,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,214,000 | 87,397,000 | 88,513,000 | 89,764,000 |
| Interest-bearing deposits | 79,226,000 | 78,566,000 | 79,155,000 | 80,460,000 |
| Noninterest-bearing deposits | 8,988,000 | 8,831,000 | 9,358,000 | 9,305,000 |
| Equity capital | 8,875,000 | 9,458,000 | 10,010,000 | 10,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,325,000 | 2,658,000 | 3,999,000 | 5,354,000 |
| Interest expense | 375,000 | 752,000 | 1,117,000 | 1,457,000 |
| Net interest income | 950,000 | 1,906,000 | 2,882,000 | 3,897,000 |
| Noninterest income | 115,000 | 245,000 | 380,000 | 514,000 |
| Noninterest expense | 737,000 | 1,480,000 | 2,245,000 | 3,109,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 300,000 |
| Pretax income | 328,000 | 671,000 | 1,013,000 | 1,048,000 |
| Income tax | 64,000 | 134,000 | 207,000 | 162,000 |
| Net income | 264,000 | 537,000 | 806,000 | 886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,854,000 | 9,126,000 | 9,395,000 | 9,475,000 |
| Total capital | 9,615,000 | 9,887,000 | 10,029,000 | 10,340,000 |
| Risk-weighted assets | 74,798,000 | 69,260,000 | 69,632,000 | 72,965,000 |