Call reports 2010
COMMUNITY BANK, LEXINGTON, TENNESSEE — 2010
What COMMUNITY BANK, LEXINGTON, TENNESSEE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 86,405,000 | 90,411,000 | 95,031,000 | 100,296,000 |
| Total loans | 61,520,000 | 64,053,000 | 65,774,000 | 69,579,000 |
| Allowance for loan losses | 685,000 | 682,000 | 677,000 | 760,000 |
| Securities available for sale | 18,274,000 | 19,921,000 | 20,472,000 | 24,061,000 |
| Securities held to maturity | 22,000 | 21,000 | 20,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,301,000 | 72,259,000 | 77,070,000 | 80,948,000 |
| Interest-bearing deposits | 61,093,000 | 64,178,000 | 68,034,000 | 72,409,000 |
| Noninterest-bearing deposits | 8,208,000 | 8,081,000 | 9,036,000 | 8,540,000 |
| Equity capital | 8,224,000 | 8,563,000 | 9,005,000 | 8,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,165,000 | 2,361,000 | 3,600,000 | 4,824,000 |
| Interest expense | 369,000 | 721,000 | 1,083,000 | 1,456,000 |
| Net interest income | 796,000 | 1,640,000 | 2,517,000 | 3,368,000 |
| Noninterest income | 147,000 | 265,000 | 392,000 | 514,000 |
| Noninterest expense | 675,000 | 1,350,000 | 2,041,000 | 2,815,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 416,000 | 746,000 | 1,057,000 | 1,159,000 |
| Income tax | 110,000 | 207,000 | 290,000 | 278,000 |
| Net income | 306,000 | 539,000 | 767,000 | 881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,014,000 | 8,247,000 | 8,475,000 | 8,589,000 |
| Total capital | 8,699,000 | 8,929,000 | 9,152,000 | 9,349,000 |
| Risk-weighted assets | 62,316,000 | 61,793,000 | 67,175,000 | 72,773,000 |