Call reports 2009
COMMUNITY BANK, LEXINGTON, TENNESSEE — 2009
What COMMUNITY BANK, LEXINGTON, TENNESSEE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 77,534,000 | 80,022,000 | 84,535,000 | 89,267,000 |
| Total loans | 56,024,000 | 56,828,000 | 59,215,000 | 61,306,000 |
| Allowance for loan losses | 560,000 | 576,000 | 559,000 | 685,000 |
| Securities available for sale | 15,740,000 | 15,901,000 | 19,588,000 | 21,258,000 |
| Securities held to maturity | 26,000 | 25,000 | 24,000 | 22,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,269,000 | 65,277,000 | 64,382,000 | 68,534,000 |
| Interest-bearing deposits | 53,344,000 | 56,535,000 | 56,634,000 | 60,315,000 |
| Noninterest-bearing deposits | 8,924,000 | 8,742,000 | 7,748,000 | 8,219,000 |
| Equity capital | 6,047,000 | 6,219,000 | 7,053,000 | 7,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,076,000 | 2,172,000 | 3,324,000 | 4,507,000 |
| Interest expense | 406,000 | 819,000 | 1,235,000 | 1,639,000 |
| Net interest income | 670,000 | 1,353,000 | 2,089,000 | 2,868,000 |
| Noninterest income | 126,000 | 269,000 | 422,000 | 627,000 |
| Noninterest expense | 607,000 | 1,245,000 | 1,875,000 | 2,600,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 400,000 | 605,000 | 865,000 | 980,000 |
| Income tax | 123,000 | 170,000 | 232,000 | 241,000 |
| Net income | 277,000 | 435,000 | 633,000 | 739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,247,000 | 6,405,000 | 6,602,000 | 7,709,000 |
| Total capital | 6,807,000 | 6,981,000 | 7,161,000 | 8,394,000 |
| Risk-weighted assets | 57,312,000 | 55,976,000 | 58,160,000 | 65,271,000 |