Call reports 2008
COMMUNITY BANK, LEXINGTON, TENNESSEE — 2008
What COMMUNITY BANK, LEXINGTON, TENNESSEE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 67,412,000 | 65,647,000 | 66,467,000 | 76,402,000 |
| Total loans | 47,987,000 | 47,412,000 | 50,664,000 | 55,061,000 |
| Allowance for loan losses | 516,000 | 513,000 | 495,000 | 545,000 |
| Securities available for sale | 10,614,000 | 10,802,000 | 8,703,000 | 15,661,000 |
| Securities held to maturity | 29,000 | 28,000 | 27,000 | 26,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,707,000 | 51,201,000 | 52,913,000 | 61,780,000 |
| Interest-bearing deposits | 43,944,000 | 42,050,000 | 43,776,000 | 52,093,000 |
| Noninterest-bearing deposits | 8,763,000 | 9,151,000 | 9,137,000 | 9,687,000 |
| Equity capital | 7,022,000 | 6,816,000 | 5,981,000 | 6,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,079,000 | 2,075,000 | 3,053,000 | 4,074,000 |
| Interest expense | 458,000 | 849,000 | 1,189,000 | 1,580,000 |
| Net interest income | 621,000 | 1,226,000 | 1,864,000 | 2,494,000 |
| Noninterest income | 147,000 | 305,000 | 430,000 | 561,000 |
| Noninterest expense | 571,000 | 1,186,000 | 1,804,000 | 2,426,000 |
| Provision for loan losses | 0 | 0 | 0 | 140,000 |
| Pretax income | 238,000 | 386,000 | 533,000 | 542,000 |
| Income tax | 75,000 | 119,000 | 162,000 | 120,000 |
| Net income | 163,000 | 267,000 | 371,000 | 422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,909,000 | 7,013,000 | 6,132,000 | 6,183,000 |
| Total capital | 7,425,000 | 7,526,000 | 6,627,000 | 6,728,000 |
| Risk-weighted assets | 48,806,000 | 47,580,000 | 48,829,000 | 55,303,000 |