Call reports 2007
COMMUNITY BANK, LEXINGTON, TENNESSEE — 2007
What COMMUNITY BANK, LEXINGTON, TENNESSEE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 66,458,000 | 68,450,000 | 71,707,000 | 67,284,000 |
| Total loans | 44,509,000 | 43,631,000 | 45,025,000 | 45,700,000 |
| Allowance for loan losses | 647,000 | 547,000 | 560,000 | 525,000 |
| Securities available for sale | 13,784,000 | 14,288,000 | 15,506,000 | 14,947,000 |
| Securities held to maturity | 35,000 | 32,000 | 31,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,908,000 | 52,906,000 | 55,542,000 | 53,172,000 |
| Interest-bearing deposits | 44,158,000 | 45,173,000 | 46,660,000 | 45,049,000 |
| Noninterest-bearing deposits | 7,750,000 | 7,733,000 | 8,882,000 | 8,123,000 |
| Equity capital | 6,339,000 | 6,270,000 | 6,544,000 | 6,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,037,000 | 2,099,000 | 3,265,000 | 4,398,000 |
| Interest expense | 492,000 | 1,009,000 | 1,555,000 | 2,070,000 |
| Net interest income | 545,000 | 1,090,000 | 1,710,000 | 2,328,000 |
| Noninterest income | 107,000 | 232,000 | 368,000 | 500,000 |
| Noninterest expense | 542,000 | 1,097,000 | 1,690,000 | 2,341,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 113,000 | 228,000 | 391,000 | 490,000 |
| Income tax | 22,000 | 51,000 | 98,000 | 127,000 |
| Net income | 91,000 | 177,000 | 293,000 | 363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,474,000 | 6,560,000 | 6,675,000 | 6,746,000 |
| Total capital | 7,045,000 | 7,107,000 | 7,235,000 | 7,271,000 |
| Risk-weighted assets | 45,600,000 | 46,745,000 | 48,124,000 | 47,345,000 |