Call reports 2006
COMMUNITY BANK, LEXINGTON, TENNESSEE — 2006
What COMMUNITY BANK, LEXINGTON, TENNESSEE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 66,415,000 | 65,437,000 | 68,062,000 | 66,028,000 |
| Total loans | 40,490,000 | 43,040,000 | 44,241,000 | 44,586,000 |
| Allowance for loan losses | 679,000 | 677,000 | 653,000 | 653,000 |
| Securities available for sale | 18,026,000 | 17,582,000 | 17,202,000 | 17,008,000 |
| Securities held to maturity | 44,000 | 41,000 | 39,000 | 36,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,360,000 | 50,819,000 | 52,601,000 | 51,252,000 |
| Interest-bearing deposits | 45,397,000 | 44,207,000 | 45,362,000 | 44,497,000 |
| Noninterest-bearing deposits | 6,963,000 | 6,612,000 | 7,239,000 | 6,755,000 |
| Equity capital | 5,798,000 | 5,751,000 | 6,119,000 | 6,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,887,000 | 2,927,000 | 3,985,000 |
| Interest expense | 360,000 | 785,000 | 1,249,000 | 1,739,000 |
| Net interest income | 547,000 | 1,102,000 | 1,678,000 | 2,246,000 |
| Noninterest income | 89,000 | 178,000 | 275,000 | 365,000 |
| Noninterest expense | 525,000 | 1,059,000 | 1,574,000 | 2,126,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 221,000 | 379,000 | 497,000 |
| Income tax | 25,000 | 49,000 | 91,000 | 143,000 |
| Net income | 86,000 | 172,000 | 288,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,114,000 | 6,200,000 | 6,316,000 | 6,382,000 |
| Total capital | 6,647,000 | 6,754,000 | 6,893,000 | 6,963,000 |
| Risk-weighted assets | 42,483,000 | 44,176,000 | 46,073,000 | 46,433,000 |