Call reports 2005
COMMUNITY BANK, LEXINGTON, TENNESSEE — 2005
What COMMUNITY BANK, LEXINGTON, TENNESSEE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 58,795,000 | 60,920,000 | 63,429,000 | 63,159,000 |
| Total loans | 37,445,000 | 35,954,000 | 37,510,000 | 40,724,000 |
| Allowance for loan losses | 650,000 | 690,000 | 690,000 | 690,000 |
| Securities available for sale | 17,361,000 | 17,056,000 | 18,280,000 | 18,318,000 |
| Securities held to maturity | 56,000 | 53,000 | 50,000 | 47,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,910,000 | 46,862,000 | 48,879,000 | 48,471,000 |
| Interest-bearing deposits | 39,226,000 | 40,295,000 | 42,554,000 | 42,201,000 |
| Noninterest-bearing deposits | 5,684,000 | 6,567,000 | 6,325,000 | 6,270,000 |
| Equity capital | 5,482,000 | 5,753,000 | 5,831,000 | 5,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 742,000 | 1,531,000 | 2,377,000 | 3,265,000 |
| Interest expense | 245,000 | 515,000 | 818,000 | 1,137,000 |
| Net interest income | 497,000 | 1,016,000 | 1,559,000 | 2,128,000 |
| Noninterest income | 82,000 | 173,000 | 254,000 | 332,000 |
| Noninterest expense | 428,000 | 881,000 | 1,349,000 | 1,838,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 180,000 | 337,000 | 493,000 | 651,000 |
| Income tax | 52,000 | 93,000 | 135,000 | 225,000 |
| Net income | 128,000 | 244,000 | 358,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,731,000 | 5,847,000 | 5,961,000 | 6,029,000 |
| Total capital | 6,202,000 | 6,312,000 | 6,451,000 | 6,547,000 |
| Risk-weighted assets | 37,507,000 | 37,007,000 | 38,975,000 | 41,252,000 |