Call reports 2004
COMMUNITY BANK, LEXINGTON, TENNESSEE — 2004
What COMMUNITY BANK, LEXINGTON, TENNESSEE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 56,511,000 | 57,594,000 | 60,881,000 | 60,473,000 |
| Total loans | 30,964,000 | 32,789,000 | 32,111,000 | 34,068,000 |
| Allowance for loan losses | 695,000 | 692,000 | 692,000 | 650,000 |
| Securities available for sale | 19,097,000 | 22,139,000 | 20,009,000 | 22,334,000 |
| Securities held to maturity | 74,000 | 67,000 | 62,000 | 59,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,423,000 | 42,113,000 | 45,969,000 | 45,949,000 |
| Interest-bearing deposits | 36,468,000 | 37,484,000 | 40,771,000 | 40,218,000 |
| Noninterest-bearing deposits | 4,955,000 | 4,629,000 | 5,198,000 | 5,731,000 |
| Equity capital | 6,020,000 | 5,602,000 | 6,133,000 | 6,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 698,000 | 1,414,000 | 2,163,000 | 2,914,000 |
| Interest expense | 197,000 | 412,000 | 649,000 | 892,000 |
| Net interest income | 501,000 | 1,002,000 | 1,514,000 | 2,022,000 |
| Noninterest income | 58,000 | 114,000 | 170,000 | 226,000 |
| Noninterest expense | 358,000 | 745,000 | 1,184,000 | 1,572,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 209,000 | 379,000 | 524,000 | 703,000 |
| Income tax | 63,000 | 111,000 | 126,000 | 198,000 |
| Net income | 146,000 | 268,000 | 398,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,769,000 | 5,891,000 | 6,021,000 | 6,128,000 |
| Total capital | 6,167,000 | 6,309,000 | 6,444,000 | 6,569,000 |
| Risk-weighted assets | 31,582,000 | 33,161,000 | 33,554,000 | 35,102,000 |