Call reports 2003
COMMUNITY BANK, LEXINGTON, TENNESSEE — 2003
What COMMUNITY BANK, LEXINGTON, TENNESSEE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 55,739,000 | 55,983,000 | 57,281,000 | 55,678,000 |
| Total loans | 28,837,000 | 27,606,000 | 27,500,000 | 30,018,000 |
| Allowance for loan losses | 708,000 | 700,000 | 692,000 | 698,000 |
| Securities available for sale | 17,810,000 | 21,698,000 | 22,377,000 | 22,803,000 |
| Securities held to maturity | 107,000 | 96,000 | 88,000 | 80,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,667,000 | 43,115,000 | 43,557,000 | 40,589,000 |
| Interest-bearing deposits | 38,207,000 | 37,460,000 | 38,509,000 | 35,672,000 |
| Noninterest-bearing deposits | 4,460,000 | 5,655,000 | 5,048,000 | 4,917,000 |
| Equity capital | 6,142,000 | 6,318,000 | 6,142,000 | 6,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 732,000 | 1,421,000 | 2,103,000 | 2,791,000 |
| Interest expense | 263,000 | 505,000 | 718,000 | 922,000 |
| Net interest income | 469,000 | 916,000 | 1,385,000 | 1,869,000 |
| Noninterest income | 97,000 | 158,000 | 217,000 | 264,000 |
| Noninterest expense | 378,000 | 758,000 | 1,122,000 | 1,494,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 188,000 | 398,000 | 562,000 | 721,000 |
| Income tax | 57,000 | 120,000 | 164,000 | 239,000 |
| Net income | 131,000 | 278,000 | 398,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,812,000 | 5,960,000 | 6,079,000 | 6,163,000 |
| Total capital | 6,179,000 | 6,323,000 | 6,449,000 | 6,552,000 |
| Risk-weighted assets | 29,024,000 | 28,682,000 | 29,303,000 | 30,680,000 |