Call reports 2002
COMMUNITY BANK, LEXINGTON, TENNESSEE — 2002
What COMMUNITY BANK, LEXINGTON, TENNESSEE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 48,576,000 | 53,813,000 | 53,582,000 | 54,702,000 |
| Total loans | 33,278,000 | 32,029,000 | 30,465,000 | 29,616,000 |
| Allowance for loan losses | 823,000 | 713,000 | 696,000 | 691,000 |
| Securities available for sale | 5,782,000 | 11,611,000 | 16,893,000 | 16,574,000 |
| Securities held to maturity | 813,000 | 406,000 | 125,000 | 116,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,286,000 | 42,224,000 | 41,758,000 | 42,816,000 |
| Interest-bearing deposits | 38,865,000 | 38,366,000 | 37,795,000 | 38,566,000 |
| Noninterest-bearing deposits | 3,421,000 | 3,858,000 | 3,963,000 | 4,250,000 |
| Equity capital | 5,357,000 | 5,560,000 | 5,823,000 | 6,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 778,000 | 1,519,000 | 2,296,000 | 3,080,000 |
| Interest expense | 292,000 | 565,000 | 858,000 | 1,124,000 |
| Net interest income | 486,000 | 954,000 | 1,438,000 | 1,956,000 |
| Noninterest income | 47,000 | 110,000 | 166,000 | 213,000 |
| Noninterest expense | 349,000 | 694,000 | 1,115,000 | 1,486,000 |
| Provision for loan losses | 23,000 | 45,000 | 67,000 | 80,000 |
| Pretax income | 161,000 | 326,000 | 424,000 | 605,000 |
| Income tax | 57,000 | 118,000 | 141,000 | 158,000 |
| Net income | 104,000 | 208,000 | 277,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,338,000 | 5,442,000 | 5,511,000 | 5,681,000 |
| Total capital | 5,711,000 | 5,816,000 | 5,878,000 | 6,049,000 |
| Risk-weighted assets | 29,353,000 | 29,591,000 | 29,014,000 | 28,996,000 |