Call reports 2001
COMMUNITY BANK, LEXINGTON, TENNESSEE — 2001
What COMMUNITY BANK, LEXINGTON, TENNESSEE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 50,169,000 | 50,957,000 | 50,975,000 | 49,106,000 |
| Total loans | 34,039,000 | 33,523,000 | 33,360,000 | 32,879,000 |
| Allowance for loan losses | 523,000 | 545,000 | 503,000 | 883,000 |
| Securities available for sale | 3,272,000 | 6,047,000 | 4,194,000 | 5,869,000 |
| Securities held to maturity | 873,000 | 856,000 | 840,000 | 1,276,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,663,000 | 43,383,000 | 43,019,000 | 42,827,000 |
| Interest-bearing deposits | 39,637,000 | 39,623,000 | 40,124,000 | 39,110,000 |
| Noninterest-bearing deposits | 3,026,000 | 3,760,000 | 2,895,000 | 3,717,000 |
| Equity capital | 6,554,000 | 6,603,000 | 6,634,000 | 5,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,871,000 | 2,805,000 | 3,683,000 |
| Interest expense | 539,000 | 1,057,000 | 1,521,000 | 1,927,000 |
| Net interest income | 404,000 | 814,000 | 1,284,000 | 1,756,000 |
| Noninterest income | 36,000 | 113,000 | 162,000 | 207,000 |
| Noninterest expense | 356,000 | 700,000 | 1,063,000 | 1,419,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 491,000 |
| Pretax income | 61,000 | 182,000 | 315,000 | 53,000 |
| Income tax | 0 | 0 | 115,000 | -13,000 |
| Net income | 61,000 | 182,000 | 200,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,510,000 | 6,581,000 | 6,589,000 | 5,258,000 |
| Total capital | 6,873,000 | 6,933,000 | 6,954,000 | 5,621,000 |
| Risk-weighted assets | 29,484,000 | 27,929,000 | 29,148,000 | 28,529,000 |