Call reports 2025
TEXAS STATE BANK — 2025
What TEXAS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 416,488,000 | 416,230,000 | 425,825,000 | 430,303,000 |
| Total loans | 253,021,000 | 255,990,000 | 262,178,000 | 271,189,000 |
| Allowance for loan losses | 2,327,000 | 2,402,000 | 2,477,000 | 2,537,000 |
| Securities available for sale | 109,939,000 | 106,305,000 | 104,771,000 | 102,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,074,000 | 337,682,000 | 343,398,000 | 361,269,000 |
| Interest-bearing deposits | 191,233,000 | 184,033,000 | 184,283,000 | 196,137,000 |
| Noninterest-bearing deposits | 149,841,000 | 153,649,000 | 159,115,000 | 165,132,000 |
| Equity capital | 48,984,000 | 51,914,000 | 55,536,000 | 51,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,983,000 | 10,026,000 | 15,204,000 | 20,577,000 |
| Interest expense | 1,073,000 | 1,972,000 | 2,884,000 | 3,713,000 |
| Net interest income | 3,910,000 | 8,054,000 | 12,320,000 | 16,864,000 |
| Noninterest income | 1,324,000 | 2,775,000 | 4,100,000 | 5,431,000 |
| Noninterest expense | 2,946,000 | 5,891,000 | 8,793,000 | 11,866,000 |
| Provision for loan losses | 107,000 | 182,000 | 257,000 | 316,000 |
| Pretax income | 2,181,000 | 4,756,000 | 7,370,000 | 10,113,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,181,000 | 4,756,000 | 7,370,000 | 10,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,366,000 | 56,614,000 | 58,903,000 | 54,747,000 |
| Total capital | 56,693,000 | 59,016,000 | 61,380,000 | 57,284,000 |
| Risk-weighted assets | 292,521,000 | 270,803,000 | 275,612,000 | 282,219,000 |