Call reports 2024
TEXAS STATE BANK — 2024
What TEXAS STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 407,995,000 | 402,088,000 | 407,619,000 | 423,413,000 |
| Total loans | 235,727,000 | 241,221,000 | 242,202,000 | 253,795,000 |
| Allowance for loan losses | 1,982,000 | 2,038,000 | 2,092,000 | 2,222,000 |
| Securities available for sale | 131,437,000 | 126,490,000 | 123,241,000 | 117,111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,420,000 | 332,887,000 | 322,916,000 | 339,817,000 |
| Interest-bearing deposits | 177,360,000 | 178,831,000 | 174,816,000 | 184,274,000 |
| Noninterest-bearing deposits | 154,060,000 | 154,056,000 | 148,100,000 | 155,543,000 |
| Equity capital | 40,091,000 | 42,416,000 | 47,370,000 | 45,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,483,000 | 9,232,000 | 13,938,000 | 18,869,000 |
| Interest expense | 1,061,000 | 2,081,000 | 3,034,000 | 4,016,000 |
| Net interest income | 3,422,000 | 7,151,000 | 10,904,000 | 14,853,000 |
| Noninterest income | 1,353,000 | 2,557,000 | 3,889,000 | 5,305,000 |
| Noninterest expense | 2,760,000 | 5,274,000 | 7,853,000 | 10,586,000 |
| Provision for loan losses | 122,000 | 178,000 | 232,000 | 362,000 |
| Pretax income | 1,893,000 | 4,256,000 | 6,708,000 | 9,210,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,893,000 | 4,256,000 | 6,708,000 | 9,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,588,000 | 50,626,000 | 52,755,000 | 52,455,000 |
| Total capital | 50,570,000 | 52,664,000 | 54,847,000 | 54,677,000 |
| Risk-weighted assets | 282,054,000 | 260,844,000 | 291,048,000 | 266,426,000 |