Call reports 2023
TEXAS STATE BANK — 2023
What TEXAS STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 414,837,000 | 399,718,000 | 386,029,000 | 438,696,000 |
| Total loans | 214,797,000 | 215,595,000 | 214,425,000 | 229,310,000 |
| Allowance for loan losses | 1,825,000 | 1,825,000 | 1,835,000 | 1,860,000 |
| Securities available for sale | 145,643,000 | 142,975,000 | 137,968,000 | 139,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,050,000 | 333,565,000 | 323,764,000 | 363,548,000 |
| Interest-bearing deposits | 183,437,000 | 173,441,000 | 169,904,000 | 184,636,000 |
| Noninterest-bearing deposits | 166,613,000 | 160,124,000 | 153,860,000 | 178,912,000 |
| Equity capital | 33,667,000 | 34,993,000 | 35,480,000 | 38,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,835,000 | 7,850,000 | 12,035,000 | 16,193,000 |
| Interest expense | 432,000 | 1,188,000 | 2,040,000 | 2,963,000 |
| Net interest income | 3,403,000 | 6,662,000 | 9,995,000 | 13,230,000 |
| Noninterest income | 961,000 | 1,965,000 | 3,064,000 | 4,204,000 |
| Noninterest expense | 2,518,000 | 4,986,000 | 7,447,000 | 9,902,000 |
| Provision for loan losses | 75,000 | 75,000 | 85,000 | 110,000 |
| Pretax income | 1,771,000 | 3,566,000 | 5,527,000 | 7,422,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,771,000 | 3,566,000 | 5,527,000 | 7,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,282,000 | 45,750,000 | 47,386,000 | 47,256,000 |
| Total capital | 46,107,000 | 47,575,000 | 49,221,000 | 49,116,000 |
| Risk-weighted assets | 272,942,000 | 245,777,000 | 273,345,000 | 254,667,000 |