Call reports 2022
TEXAS STATE BANK — 2022
What TEXAS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 421,753,000 | 398,492,000 | 421,911,000 | 406,530,000 |
| Total loans | 199,325,000 | 202,834,000 | 207,666,000 | 213,134,000 |
| Allowance for loan losses | 1,575,000 | 1,600,000 | 1,675,000 | 1,750,000 |
| Securities available for sale | 126,326,000 | 142,449,000 | 153,038,000 | 156,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,051,000 | 363,800,000 | 390,456,000 | 374,206,000 |
| Interest-bearing deposits | 198,766,000 | 184,145,000 | 193,248,000 | 197,115,000 |
| Noninterest-bearing deposits | 183,285,000 | 179,655,000 | 197,208,000 | 177,091,000 |
| Equity capital | 36,764,000 | 31,728,000 | 30,366,000 | 31,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,708,000 | 5,534,000 | 8,913,000 | 12,651,000 |
| Interest expense | 97,000 | 183,000 | 295,000 | 463,000 |
| Net interest income | 2,611,000 | 5,351,000 | 8,618,000 | 12,188,000 |
| Noninterest income | 834,000 | 1,707,000 | 2,607,000 | 3,577,000 |
| Noninterest expense | 2,281,000 | 4,550,000 | 6,825,000 | 9,165,000 |
| Provision for loan losses | 75,000 | 100,000 | 175,000 | 250,000 |
| Pretax income | 1,089,000 | 2,408,000 | 4,225,000 | 6,350,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,089,000 | 2,408,000 | 4,225,000 | 6,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,093,000 | 40,470,000 | 42,008,000 | 42,788,000 |
| Total capital | 41,668,000 | 42,070,000 | 43,683,000 | 44,538,000 |
| Risk-weighted assets | 212,871,000 | 230,386,000 | 228,650,000 | 246,515,000 |