Call reports 2021
TEXAS STATE BANK — 2021
What TEXAS STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 367,959,000 | 371,535,000 | 381,212,000 | 399,655,000 |
| Total loans | 162,280,000 | 181,391,000 | 189,822,000 | 200,395,000 |
| Allowance for loan losses | 1,362,000 | 1,383,000 | 1,413,000 | 1,500,000 |
| Securities available for sale | 95,813,000 | 123,005,000 | 121,798,000 | 123,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,805,000 | 326,756,000 | 335,382,000 | 355,277,000 |
| Interest-bearing deposits | 170,599,000 | 173,733,000 | 176,807,000 | 192,405,000 |
| Noninterest-bearing deposits | 153,206,000 | 153,023,000 | 158,575,000 | 162,872,000 |
| Equity capital | 39,476,000 | 40,062,000 | 41,330,000 | 40,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,467,000 | 5,219,000 | 8,084,000 | 10,926,000 |
| Interest expense | 101,000 | 191,000 | 276,000 | 362,000 |
| Net interest income | 2,366,000 | 5,028,000 | 7,808,000 | 10,564,000 |
| Noninterest income | 765,000 | 1,445,000 | 2,338,000 | 3,223,000 |
| Noninterest expense | 2,026,000 | 4,084,000 | 6,210,000 | 8,555,000 |
| Provision for loan losses | 2,000 | 23,000 | 53,000 | 140,000 |
| Pretax income | 1,103,000 | 2,431,000 | 3,883,000 | 5,092,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,103,000 | 2,431,000 | 3,883,000 | 5,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,701,000 | 38,684,000 | 39,791,000 | 39,319,000 |
| Total capital | 39,061,000 | 40,067,000 | 41,204,000 | 40,819,000 |
| Risk-weighted assets | 167,788,000 | 202,475,000 | 203,887,000 | 228,397,000 |