Call reports 2020
TEXAS STATE BANK — 2020
What TEXAS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 296,982,000 | 335,635,000 | 340,556,000 | 345,243,000 |
| Total loans | 135,012,000 | 153,664,000 | 154,014,000 | 155,309,000 |
| Allowance for loan losses | 1,360,000 | 1,361,000 | 1,360,000 | 1,360,000 |
| Securities available for sale | 93,235,000 | 114,608,000 | 120,366,000 | 112,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,622,000 | 292,280,000 | 295,781,000 | 300,601,000 |
| Interest-bearing deposits | 141,463,000 | 151,555,000 | 156,245,000 | 159,413,000 |
| Noninterest-bearing deposits | 115,159,000 | 140,725,000 | 139,536,000 | 141,188,000 |
| Equity capital | 35,991,000 | 38,258,000 | 39,387,000 | 39,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,374,000 | 4,650,000 | 6,958,000 | 9,446,000 |
| Interest expense | 153,000 | 270,000 | 374,000 | 469,000 |
| Net interest income | 2,221,000 | 4,380,000 | 6,584,000 | 8,977,000 |
| Noninterest income | 736,000 | 1,442,000 | 2,139,000 | 3,338,000 |
| Noninterest expense | 1,915,000 | 3,732,000 | 5,624,000 | 7,570,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,042,000 | 2,090,000 | 3,099,000 | 4,745,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,042,000 | 2,090,000 | 3,099,000 | 4,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,760,000 | 35,464,000 | 36,129,000 | 36,915,000 |
| Total capital | 36,120,000 | 36,825,000 | 37,489,000 | 38,275,000 |
| Risk-weighted assets | 165,939,000 | 172,692,000 | 178,349,000 | 175,392,000 |