Call reports 2019
TEXAS STATE BANK — 2019
What TEXAS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 274,390,000 | 270,306,000 | 274,197,000 | 287,640,000 |
| Total loans | 133,686,000 | 138,252,000 | 140,547,000 | 140,911,000 |
| Allowance for loan losses | 1,365,000 | 1,365,000 | 1,361,000 | 1,361,000 |
| Securities available for sale | 90,668,000 | 90,326,000 | 80,647,000 | 86,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,981,000 | 232,187,000 | 235,087,000 | 248,058,000 |
| Interest-bearing deposits | 130,423,000 | 131,521,000 | 129,710,000 | 136,008,000 |
| Noninterest-bearing deposits | 107,558,000 | 100,666,000 | 105,377,000 | 112,050,000 |
| Equity capital | 31,926,000 | 33,601,000 | 34,636,000 | 35,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,478,000 | 4,989,000 | 7,524,000 | 10,047,000 |
| Interest expense | 157,000 | 287,000 | 410,000 | 532,000 |
| Net interest income | 2,321,000 | 4,702,000 | 7,114,000 | 9,515,000 |
| Noninterest income | 651,000 | 1,316,000 | 1,995,000 | 2,747,000 |
| Noninterest expense | 1,924,000 | 3,792,000 | 5,668,000 | 7,662,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,053,000 | 2,231,000 | 3,446,000 | 4,605,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,053,000 | 2,231,000 | 3,446,000 | 4,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,058,000 | 32,892,000 | 33,763,000 | 34,063,000 |
| Total capital | 33,423,000 | 34,257,000 | 35,124,000 | 35,424,000 |
| Risk-weighted assets | 152,608,000 | 159,562,000 | 160,098,000 | 169,636,000 |