Call reports 2016
TEXAS STATE BANK — 2016
What TEXAS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 254,587,000 | 257,235,000 | 246,701,000 | 256,226,000 |
| Total loans | 122,223,000 | 121,188,000 | 119,275,000 | 120,597,000 |
| Allowance for loan losses | 1,232,000 | 1,277,000 | 1,320,000 | 1,366,000 |
| Securities available for sale | 89,258,000 | 93,721,000 | 92,657,000 | 89,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,764,000 | 222,599,000 | 211,534,000 | 223,112,000 |
| Interest-bearing deposits | 139,688,000 | 140,423,000 | 133,504,000 | 139,479,000 |
| Noninterest-bearing deposits | 81,076,000 | 82,176,000 | 78,030,000 | 83,633,000 |
| Equity capital | 30,298,000 | 31,063,000 | 31,640,000 | 29,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,012,000 | 4,049,000 | 6,046,000 | 8,010,000 |
| Interest expense | 62,000 | 119,000 | 176,000 | 234,000 |
| Net interest income | 1,950,000 | 3,930,000 | 5,870,000 | 7,776,000 |
| Noninterest income | 573,000 | 1,152,000 | 1,741,000 | 2,409,000 |
| Noninterest expense | 1,817,000 | 3,530,000 | 5,221,000 | 6,921,000 |
| Provision for loan losses | 50,000 | 99,000 | 151,000 | 200,000 |
| Pretax income | 656,000 | 1,453,000 | 2,239,000 | 3,065,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 656,000 | 1,453,000 | 2,239,000 | 3,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,211,000 | 28,759,000 | 29,296,000 | 29,312,000 |
| Total capital | 29,443,000 | 30,036,000 | 30,616,000 | 30,678,000 |
| Risk-weighted assets | 136,154,000 | 135,594,000 | 132,809,000 | 135,228,000 |