Call reports 2015
TEXAS STATE BANK — 2015
What TEXAS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 263,985,000 | 255,785,000 | 247,526,000 | 258,080,000 |
| Total loans | 119,204,000 | 115,437,000 | 119,335,000 | 125,701,000 |
| Allowance for loan losses | 1,053,000 | 1,096,000 | 1,141,000 | 1,186,000 |
| Securities available for sale | 93,366,000 | 87,929,000 | 86,391,000 | 90,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,267,000 | 223,327,000 | 214,106,000 | 225,265,000 |
| Interest-bearing deposits | 149,976,000 | 149,989,000 | 143,209,000 | 150,570,000 |
| Noninterest-bearing deposits | 82,291,000 | 73,338,000 | 70,897,000 | 74,695,000 |
| Equity capital | 28,451,000 | 28,610,000 | 29,606,000 | 29,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,085,000 | 4,062,000 | 6,075,000 | 8,087,000 |
| Interest expense | 52,000 | 108,000 | 164,000 | 222,000 |
| Net interest income | 2,033,000 | 3,954,000 | 5,911,000 | 7,865,000 |
| Noninterest income | 550,000 | 1,123,000 | 1,679,000 | 2,199,000 |
| Noninterest expense | 1,695,000 | 3,375,000 | 5,047,000 | 6,785,000 |
| Provision for loan losses | 47,000 | 93,000 | 142,000 | 191,000 |
| Pretax income | 841,000 | 1,609,000 | 2,401,000 | 3,088,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 841,000 | 1,609,000 | 2,401,000 | 3,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,866,000 | 27,385,000 | 27,927,000 | 27,804,000 |
| Total capital | 27,919,000 | 28,481,000 | 29,068,000 | 28,990,000 |
| Risk-weighted assets | 136,007,000 | 130,668,000 | 134,003,000 | 140,885,000 |