Call reports 2014
TEXAS STATE BANK — 2014
What TEXAS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 242,834,000 | 248,798,000 | 260,889,000 | 259,645,000 |
| Total loans | 114,989,000 | 121,500,000 | 124,709,000 | 123,616,000 |
| Allowance for loan losses | 904,000 | 935,000 | 971,000 | 1,009,000 |
| Securities available for sale | 70,586,000 | 68,996,000 | 71,006,000 | 74,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,770,000 | 219,523,000 | 230,497,000 | 229,211,000 |
| Interest-bearing deposits | 144,334,000 | 139,502,000 | 152,295,000 | 147,899,000 |
| Noninterest-bearing deposits | 71,436,000 | 80,021,000 | 78,202,000 | 81,312,000 |
| Equity capital | 25,774,000 | 26,277,000 | 27,439,000 | 27,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,872,000 | 3,841,000 | 5,837,000 | 7,836,000 |
| Interest expense | 43,000 | 87,000 | 141,000 | 194,000 |
| Net interest income | 1,829,000 | 3,754,000 | 5,696,000 | 7,642,000 |
| Noninterest income | 520,000 | 1,069,000 | 1,638,000 | 2,198,000 |
| Noninterest expense | 1,633,000 | 3,239,000 | 4,831,000 | 6,546,000 |
| Provision for loan losses | 38,000 | 77,000 | 117,000 | 156,000 |
| Pretax income | 678,000 | 1,507,000 | 2,386,000 | 3,138,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 678,000 | 1,507,000 | 2,386,000 | 3,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,122,000 | 25,702,000 | 26,332,000 | 26,274,000 |
| Total capital | 26,026,000 | 26,637,000 | 27,303,000 | 27,283,000 |
| Risk-weighted assets | 129,737,000 | 130,826,000 | 133,498,000 | 130,882,000 |