Call reports 2013
TEXAS STATE BANK — 2013
What TEXAS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 236,486,000 | 227,887,000 | 232,371,000 | 235,508,000 |
| Total loans | 102,803,000 | 104,429,000 | 108,719,000 | 115,692,000 |
| Allowance for loan losses | 810,000 | 827,000 | 846,000 | 861,000 |
| Securities available for sale | 58,447,000 | 70,323,000 | 75,849,000 | 76,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,683,000 | 202,213,000 | 206,523,000 | 209,474,000 |
| Interest-bearing deposits | 140,616,000 | 134,508,000 | 138,200,000 | 139,187,000 |
| Noninterest-bearing deposits | 69,067,000 | 67,705,000 | 68,323,000 | 70,287,000 |
| Equity capital | 26,244,000 | 25,008,000 | 25,125,000 | 25,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,716,000 | 3,498,000 | 5,356,000 | 7,237,000 |
| Interest expense | 52,000 | 98,000 | 143,000 | 183,000 |
| Net interest income | 1,664,000 | 3,400,000 | 5,213,000 | 7,054,000 |
| Noninterest income | 495,000 | 1,009,000 | 1,530,000 | 2,024,000 |
| Noninterest expense | 1,562,000 | 3,123,000 | 4,648,000 | 6,247,000 |
| Provision for loan losses | 20,000 | 39,000 | 66,000 | 86,000 |
| Pretax income | 577,000 | 1,247,000 | 2,029,000 | 2,745,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 577,000 | 1,247,000 | 2,029,000 | 2,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,825,000 | 24,247,000 | 24,780,000 | 24,749,000 |
| Total capital | 24,635,000 | 25,074,000 | 25,626,000 | 25,610,000 |
| Risk-weighted assets | 113,802,000 | 119,038,000 | 125,680,000 | 131,662,000 |