Call reports 2012
TEXAS STATE BANK — 2012
What TEXAS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 216,821,000 | 214,709,000 | 219,631,000 | 241,233,000 |
| Total loans | 91,731,000 | 96,410,000 | 98,703,000 | 100,734,000 |
| Allowance for loan losses | 778,000 | 779,000 | 781,000 | 791,000 |
| Securities available for sale | 63,092,000 | 63,095,000 | 59,663,000 | 56,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,949,000 | 188,174,000 | 192,277,000 | 214,464,000 |
| Interest-bearing deposits | 135,235,000 | 133,931,000 | 134,172,000 | 147,382,000 |
| Noninterest-bearing deposits | 55,714,000 | 54,243,000 | 58,105,000 | 67,082,000 |
| Equity capital | 25,121,000 | 25,748,000 | 26,494,000 | 26,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,658,000 | 3,341,000 | 5,041,000 | 6,752,000 |
| Interest expense | 85,000 | 162,000 | 232,000 | 293,000 |
| Net interest income | 1,573,000 | 3,179,000 | 4,809,000 | 6,459,000 |
| Noninterest income | 476,000 | 1,134,000 | 1,619,000 | 2,124,000 |
| Noninterest expense | 1,550,000 | 3,141,000 | 4,635,000 | 6,149,000 |
| Provision for loan losses | 2,000 | 5,000 | 8,000 | 32,000 |
| Pretax income | 497,000 | 1,167,000 | 1,785,000 | 2,402,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 497,000 | 1,167,000 | 1,785,000 | 2,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,837,000 | 23,260,000 | 23,629,000 | 23,498,000 |
| Total capital | 23,615,000 | 24,039,000 | 24,410,000 | 24,289,000 |
| Risk-weighted assets | 103,068,000 | 108,723,000 | 108,891,000 | 115,070,000 |