Call reports 2010
TEXAS STATE BANK — 2010
What TEXAS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 184,804,000 | 187,629,000 | 190,073,000 | 195,364,000 |
| Total loans | 80,074,000 | 81,734,000 | 84,355,000 | 82,679,000 |
| Allowance for loan losses | 776,000 | 778,000 | 771,000 | 776,000 |
| Securities available for sale | 57,034,000 | 54,465,000 | 54,227,000 | 49,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,526,000 | 162,595,000 | 164,428,000 | 170,717,000 |
| Interest-bearing deposits | 113,040,000 | 116,472,000 | 118,517,000 | 119,727,000 |
| Noninterest-bearing deposits | 46,486,000 | 46,123,000 | 45,911,000 | 50,990,000 |
| Equity capital | 24,141,000 | 23,891,000 | 24,507,000 | 23,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,690,000 | 3,373,000 | 5,060,000 | 6,658,000 |
| Interest expense | 233,000 | 456,000 | 671,000 | 851,000 |
| Net interest income | 1,457,000 | 2,917,000 | 4,389,000 | 5,807,000 |
| Noninterest income | 514,000 | 1,039,000 | 1,547,000 | 2,047,000 |
| Noninterest expense | 1,544,000 | 3,038,000 | 4,504,000 | 6,016,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 427,000 | 918,000 | 1,432,000 | 1,838,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 427,000 | 918,000 | 1,432,000 | 1,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,169,000 | 22,150,000 | 22,409,000 | 22,305,000 |
| Total capital | 22,945,000 | 22,928,000 | 23,180,000 | 23,081,000 |
| Risk-weighted assets | 96,007,000 | 97,517,000 | 101,203,000 | 100,603,000 |