Call reports 2009
TEXAS STATE BANK — 2009
What TEXAS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 173,422,000 | 167,477,000 | 176,729,000 | 191,377,000 |
| Total loans | 75,342,000 | 81,036,000 | 80,305,000 | 81,858,000 |
| Allowance for loan losses | 778,000 | 738,000 | 769,000 | 764,000 |
| Securities available for sale | 65,427,000 | 58,926,000 | 54,444,000 | 55,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,037,000 | 142,885,000 | 151,081,000 | 166,406,000 |
| Interest-bearing deposits | 112,697,000 | 106,988,000 | 113,407,000 | 126,437,000 |
| Noninterest-bearing deposits | 36,340,000 | 35,897,000 | 37,674,000 | 39,969,000 |
| Equity capital | 22,934,000 | 23,080,000 | 24,223,000 | 23,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,869,000 | 3,672,000 | 5,435,000 | 7,179,000 |
| Interest expense | 358,000 | 659,000 | 943,000 | 1,208,000 |
| Net interest income | 1,511,000 | 3,013,000 | 4,492,000 | 5,971,000 |
| Noninterest income | 496,000 | 1,022,000 | 1,558,000 | 2,097,000 |
| Noninterest expense | 1,381,000 | 2,802,000 | 4,285,000 | 5,923,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 626,000 | 1,233,000 | 1,765,000 | 2,145,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 626,000 | 1,233,000 | 1,765,000 | 2,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,500,000 | 21,852,000 | 22,128,000 | 21,743,000 |
| Total capital | 22,278,000 | 22,590,000 | 22,897,000 | 22,507,000 |
| Risk-weighted assets | 90,828,000 | 97,186,000 | 92,599,000 | 96,729,000 |