Call reports 2008
TEXAS STATE BANK — 2008
What TEXAS STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 160,656,000 | 167,895,000 | 161,314,000 | 170,045,000 |
| Total loans | 71,136,000 | 71,625,000 | 73,871,000 | 75,605,000 |
| Allowance for loan losses | 792,000 | 785,000 | 782,000 | 778,000 |
| Securities available for sale | 54,652,000 | 66,422,000 | 66,752,000 | 65,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,968,000 | 145,262,000 | 137,904,000 | 146,135,000 |
| Interest-bearing deposits | 102,604,000 | 106,734,000 | 102,785,000 | 107,907,000 |
| Noninterest-bearing deposits | 34,364,000 | 38,528,000 | 35,119,000 | 38,228,000 |
| Equity capital | 21,810,000 | 20,797,000 | 21,615,000 | 22,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,991,000 | 3,961,000 | 5,960,000 | 7,936,000 |
| Interest expense | 652,000 | 1,229,000 | 1,737,000 | 2,165,000 |
| Net interest income | 1,339,000 | 2,732,000 | 4,223,000 | 5,771,000 |
| Noninterest income | 500,000 | 1,049,000 | 1,599,000 | 2,143,000 |
| Noninterest expense | 1,318,000 | 2,624,000 | 3,949,000 | 5,298,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 521,000 | 1,157,000 | 1,873,000 | 2,616,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 521,000 | 1,157,000 | 1,873,000 | 2,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,565,000 | 20,690,000 | 21,152,000 | 21,129,000 |
| Total capital | 21,357,000 | 21,475,000 | 21,934,000 | 21,907,000 |
| Risk-weighted assets | 91,355,000 | 90,273,000 | 90,129,000 | 90,225,000 |