Call reports 2007
TEXAS STATE BANK — 2007
What TEXAS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 145,703,000 | 144,392,000 | 148,784,000 | 155,267,000 |
| Total loans | 67,673,000 | 69,695,000 | 69,906,000 | 70,210,000 |
| Allowance for loan losses | 705,000 | 702,000 | 701,000 | 792,000 |
| Securities available for sale | 52,083,000 | 53,395,000 | 53,764,000 | 52,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,362,000 | 123,194,000 | 126,482,000 | 132,611,000 |
| Interest-bearing deposits | 92,308,000 | 90,904,000 | 92,962,000 | 97,484,000 |
| Noninterest-bearing deposits | 32,054,000 | 32,290,000 | 33,520,000 | 35,127,000 |
| Equity capital | 19,194,000 | 19,039,000 | 20,130,000 | 20,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,904,000 | 3,919,000 | 5,942,000 | 7,993,000 |
| Interest expense | 598,000 | 1,205,000 | 1,835,000 | 2,489,000 |
| Net interest income | 1,306,000 | 2,714,000 | 4,107,000 | 5,504,000 |
| Noninterest income | 482,000 | 1,001,000 | 1,515,000 | 2,034,000 |
| Noninterest expense | 1,240,000 | 2,490,000 | 3,731,000 | 4,977,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 548,000 | 1,225,000 | 1,891,000 | 2,461,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 548,000 | 1,225,000 | 1,891,000 | 2,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,331,000 | 19,561,000 | 20,004,000 | 20,044,000 |
| Total capital | 20,036,000 | 20,263,000 | 20,705,000 | 20,836,000 |
| Risk-weighted assets | 81,448,000 | 81,265,000 | 87,158,000 | 87,866,000 |