Call reports 2006
TEXAS STATE BANK — 2006
What TEXAS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 144,865,000 | 141,729,000 | 141,574,000 | 150,077,000 |
| Total loans | 69,109,000 | 65,394,000 | 65,978,000 | 67,663,000 |
| Allowance for loan losses | 702,000 | 705,000 | 702,000 | 700,000 |
| Securities available for sale | 55,907,000 | 53,251,000 | 54,554,000 | 58,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,010,000 | 122,077,000 | 120,870,000 | 129,194,000 |
| Interest-bearing deposits | 94,451,000 | 88,212,000 | 89,358,000 | 90,298,000 |
| Noninterest-bearing deposits | 30,559,000 | 33,865,000 | 31,512,000 | 38,896,000 |
| Equity capital | 17,467,000 | 17,256,000 | 18,299,000 | 18,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,708,000 | 3,505,000 | 5,333,000 | 7,335,000 |
| Interest expense | 420,000 | 879,000 | 1,387,000 | 1,950,000 |
| Net interest income | 1,288,000 | 2,626,000 | 3,946,000 | 5,385,000 |
| Noninterest income | 472,000 | 969,000 | 1,441,000 | 1,928,000 |
| Noninterest expense | 1,215,000 | 2,425,000 | 3,626,000 | 4,882,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 545,000 | 1,170,000 | 1,761,000 | 2,431,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 545,000 | 1,170,000 | 1,761,000 | 2,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,083,000 | 18,325,000 | 18,725,000 | 18,783,000 |
| Total capital | 18,785,000 | 19,030,000 | 19,427,000 | 19,483,000 |
| Risk-weighted assets | 78,922,000 | 80,370,000 | 79,272,000 | 81,865,000 |