Call reports 2003
TEXAS STATE BANK — 2003
What TEXAS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 143,936,000 | 143,145,000 | 147,120,000 | 150,764,000 |
| Total loans | 65,658,000 | 68,720,000 | 69,378,000 | 69,944,000 |
| Allowance for loan losses | 540,000 | 548,000 | 561,000 | 564,000 |
| Securities available for sale | 50,393,000 | 42,736,000 | 48,848,000 | 57,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,350,000 | 126,037,000 | 130,344,000 | 134,062,000 |
| Interest-bearing deposits | 103,390,000 | 102,113,000 | 104,346,000 | 109,047,000 |
| Noninterest-bearing deposits | 23,960,000 | 23,924,000 | 25,998,000 | 25,015,000 |
| Equity capital | 15,188,000 | 15,711,000 | 15,615,000 | 15,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,648,000 | 3,268,000 | 4,774,000 | 6,315,000 |
| Interest expense | 411,000 | 780,000 | 1,127,000 | 1,454,000 |
| Net interest income | 1,237,000 | 2,488,000 | 3,647,000 | 4,861,000 |
| Noninterest income | 427,000 | 875,000 | 1,341,000 | 1,834,000 |
| Noninterest expense | 1,258,000 | 2,398,000 | 3,597,000 | 4,855,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 391,000 | 935,000 | 1,346,000 | 1,780,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 391,000 | 935,000 | 1,346,000 | 1,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,388,000 | 14,931,000 | 15,088,000 | 15,241,000 |
| Total capital | 14,928,000 | 15,479,000 | 15,649,000 | 15,805,000 |
| Risk-weighted assets | 80,257,000 | 84,656,000 | 89,795,000 | 90,104,000 |