Call reports 2002
TEXAS STATE BANK — 2002
What TEXAS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 139,437,000 | 138,527,000 | 141,036,000 | 147,963,000 |
| Total loans | 62,644,000 | 65,654,000 | 65,025,000 | 64,299,000 |
| Allowance for loan losses | 505,000 | 521,000 | 532,000 | 536,000 |
| Securities available for sale | 40,396,000 | 52,797,000 | 51,215,000 | 55,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,388,000 | 119,959,000 | 121,897,000 | 131,059,000 |
| Interest-bearing deposits | 100,497,000 | 95,857,000 | 99,953,000 | 105,645,000 |
| Noninterest-bearing deposits | 20,891,000 | 24,102,000 | 21,944,000 | 25,414,000 |
| Equity capital | 15,600,000 | 16,137,000 | 16,668,000 | 15,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,739,000 | 3,583,000 | 5,341,000 | 7,045,000 |
| Interest expense | 518,000 | 929,000 | 1,323,000 | 1,724,000 |
| Net interest income | 1,221,000 | 2,654,000 | 4,018,000 | 5,321,000 |
| Noninterest income | 327,000 | 671,000 | 1,047,000 | 1,471,000 |
| Noninterest expense | 1,167,000 | 2,342,000 | 3,526,000 | 4,802,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 366,000 | 953,000 | 1,494,000 | 1,930,000 |
| Income tax | 151,000 | 290,000 | 451,000 | 471,000 |
| Net income | 215,000 | 663,000 | 1,043,000 | 1,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,260,000 | 15,608,000 | 15,988,000 | 14,124,000 |
| Total capital | 15,765,000 | 16,129,000 | 16,520,000 | 14,660,000 |
| Risk-weighted assets | 72,011,000 | 71,491,000 | 76,431,000 | 84,909,000 |