Call reports 2001
TEXAS STATE BANK — 2001
What TEXAS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 131,286,000 | 130,294,000 | 132,829,000 | 144,174,000 |
| Total loans | 57,844,000 | 60,777,000 | 62,171,000 | 62,935,000 |
| Allowance for loan losses | 537,000 | 533,000 | 524,000 | 502,000 |
| Securities available for sale | 44,217,000 | 41,680,000 | 38,805,000 | 29,112,000 |
| Securities held to maturity | 152,000 | 151,000 | 150,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,329,000 | 112,260,000 | 114,639,000 | 125,985,000 |
| Interest-bearing deposits | 92,968,000 | 92,425,000 | 95,721,000 | 104,441,000 |
| Noninterest-bearing deposits | 20,361,000 | 19,835,000 | 18,918,000 | 21,544,000 |
| Equity capital | 15,066,000 | 15,287,000 | 15,501,000 | 15,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,194,000 | 4,306,000 | 6,321,000 | 8,173,000 |
| Interest expense | 964,000 | 1,831,000 | 2,629,000 | 3,277,000 |
| Net interest income | 1,230,000 | 2,475,000 | 3,692,000 | 4,896,000 |
| Noninterest income | 362,000 | 634,000 | 943,000 | 1,271,000 |
| Noninterest expense | 1,195,000 | 2,325,000 | 3,513,000 | 4,627,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 397,000 | 784,000 | 1,122,000 | 1,540,000 |
| Income tax | 142,000 | 283,000 | 432,000 | 528,000 |
| Net income | 255,000 | 501,000 | 690,000 | 1,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,788,000 | 14,935,000 | 15,023,000 | 15,146,000 |
| Total capital | 15,325,000 | 15,468,000 | 15,547,000 | 15,648,000 |
| Risk-weighted assets | 63,669,000 | 75,651,000 | 76,499,000 | 79,888,000 |