Call reports 2004
FIRST KANSAS BANK — 2004
What FIRST KANSAS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 65,061,000 | 63,036,000 | 63,055,000 | 65,730,000 |
| Total loans | 20,001,000 | 19,943,000 | 19,769,000 | 20,049,000 |
| Allowance for loan losses | 408,000 | 418,000 | 420,000 | 423,000 |
| Securities available for sale | 41,686,000 | 40,975,000 | 40,697,000 | 40,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,639,000 | 58,419,000 | 57,915,000 | 60,584,000 |
| Interest-bearing deposits | 53,162,000 | 52,658,000 | 52,414,000 | 54,862,000 |
| Noninterest-bearing deposits | 6,477,000 | 5,761,000 | 5,501,000 | 5,722,000 |
| Equity capital | 5,205,000 | 4,414,000 | 4,915,000 | 4,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 704,000 | 1,417,000 | 2,113,000 | 2,810,000 |
| Interest expense | 188,000 | 376,000 | 564,000 | 755,000 |
| Net interest income | 516,000 | 1,041,000 | 1,549,000 | 2,060,000 |
| Noninterest income | 69,000 | 144,000 | 233,000 | 313,000 |
| Noninterest expense | 296,000 | 645,000 | 1,018,000 | 1,369,000 |
| Provision for loan losses | 8,000 | 15,000 | 18,000 | 21,000 |
| Pretax income | 281,000 | 525,000 | 746,000 | 983,000 |
| Income tax | 4,000 | 15,000 | 24,000 | 35,000 |
| Net income | 277,000 | 510,000 | 722,000 | 948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,592,000 | 4,725,000 | 4,850,000 | 5,000,000 |
| Total capital | 4,936,000 | 5,077,000 | 5,192,000 | 5,350,000 |
| Risk-weighted assets | 27,823,000 | 27,391,000 | 27,245,000 | 27,949,000 |