Call report 2007Q4
1ST CHOICE BANK — 2007Q4
The 22 measures 1ST CHOICE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 302,965,000 | USD | evidence → |
| Total loans | 192,787,000 | USD | evidence → |
| Allowance for loan losses | 2,094,000 | USD | evidence → |
| Securities available for sale | 53,318,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 273,836,000 | USD | evidence → |
| Interest-bearing deposits | 205,703,000 | USD | evidence → |
| Noninterest-bearing deposits | 68,133,000 | USD | evidence → |
| Equity capital | 27,391,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,017,000 | USD | evidence → |
| Interest expense | 8,983,000 | USD | evidence → |
| Net interest income | 12,034,000 | USD | evidence → |
| Noninterest income | 722,000 | USD | evidence → |
| Noninterest expense | 5,437,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 7,244,000 | USD | evidence → |
| Income tax | 2,467,000 | USD | evidence → |
| Net income | 4,777,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,356,000 | USD | evidence → |
| Total capital | 29,450,000 | USD | evidence → |
| Risk-weighted assets | 199,003,000 | USD | evidence → |