Call report 2005Q4
1ST CHOICE BANK — 2005Q4
The 22 measures 1ST CHOICE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 243,917,000 | USD | evidence → |
| Total loans | 163,396,000 | USD | evidence → |
| Allowance for loan losses | 1,754,000 | USD | evidence → |
| Securities available for sale | 31,276,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 223,012,000 | USD | evidence → |
| Interest-bearing deposits | 169,162,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,850,000 | USD | evidence → |
| Equity capital | 19,765,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,327,000 | USD | evidence → |
| Interest expense | 4,444,000 | USD | evidence → |
| Net interest income | 9,883,000 | USD | evidence → |
| Noninterest income | 852,000 | USD | evidence → |
| Noninterest expense | 4,957,000 | USD | evidence → |
| Provision for loan losses | 666,000 | USD | evidence → |
| Pretax income | 5,112,000 | USD | evidence → |
| Income tax | 1,742,000 | USD | evidence → |
| Net income | 3,370,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,298,000 | USD | evidence → |
| Total capital | 22,052,000 | USD | evidence → |
| Risk-weighted assets | 169,924,000 | USD | evidence → |