Call report 2003Q4
1ST CHOICE BANK — 2003Q4
The 22 measures 1ST CHOICE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 197,208,000 | USD | evidence → |
| Total loans | 133,206,000 | USD | evidence → |
| Allowance for loan losses | 1,094,000 | USD | evidence → |
| Securities available for sale | 25,657,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 182,460,000 | USD | evidence → |
| Interest-bearing deposits | 140,077,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,383,000 | USD | evidence → |
| Equity capital | 14,420,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,485,000 | USD | evidence → |
| Interest expense | 2,993,000 | USD | evidence → |
| Net interest income | 7,492,000 | USD | evidence → |
| Noninterest income | 731,000 | USD | evidence → |
| Noninterest expense | 3,797,000 | USD | evidence → |
| Provision for loan losses | 1,401,000 | USD | evidence → |
| Pretax income | 3,025,000 | USD | evidence → |
| Income tax | 1,036,000 | USD | evidence → |
| Net income | 1,989,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,359,000 | USD | evidence → |
| Total capital | 15,453,000 | USD | evidence → |
| Risk-weighted assets | 137,997,000 | USD | evidence → |