Call reports 2015
NEWBRIDGE BANK — 2015
What NEWBRIDGE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,732,820,000 | 2,776,172,000 | 2,769,927,000 | 2,807,738,000 |
| Total loans | 1,959,771,000 | 2,019,303,000 | 2,035,717,000 | 2,099,188,000 |
| Allowance for loan losses | 21,878,000 | 21,314,000 | 21,323,000 | 20,995,000 |
| Securities available for sale | 368,408,000 | 366,626,000 | 348,963,000 | 336,219,000 |
| Securities held to maturity | 144,038,000 | 138,633,000 | 138,421,000 | 131,948,000 |
| Trading assets | 352,000 | 267,000 | 385,000 | 257,000 |
| Total deposits | 2,031,714,000 | 1,998,664,000 | 2,005,205,000 | 1,952,010,000 |
| Interest-bearing deposits | 1,666,407,000 | 1,631,774,000 | 1,624,242,000 | 1,547,534,000 |
| Noninterest-bearing deposits | 365,307,000 | 366,890,000 | 380,963,000 | 404,476,000 |
| Equity capital | 286,429,000 | 290,703,000 | 296,784,000 | 292,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 23,735,000 | 48,834,000 | 74,132,000 | 99,294,000 |
| Interest expense | 1,656,000 | 3,530,000 | 5,500,000 | 7,470,000 |
| Net interest income | 22,079,000 | 45,304,000 | 68,632,000 | 91,824,000 |
| Noninterest income | 4,180,000 | 8,842,000 | 13,163,000 | 17,178,000 |
| Noninterest expense | 19,904,000 | 38,022,000 | 56,767,000 | 82,429,000 |
| Provision for loan losses | 104,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 6,251,000 | 16,004,000 | 24,908,000 | 26,453,000 |
| Income tax | 2,071,000 | 5,634,000 | 8,660,000 | 9,443,000 |
| Net income | 4,180,000 | 10,370,000 | 16,248,000 | 17,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 241,937,000 | 250,769,000 | 258,477,000 | 260,495,000 |
| Total capital | 262,375,000 | 270,855,000 | 278,751,000 | 280,490,000 |
| Risk-weighted assets | 2,221,041,000 | 2,288,503,000 | 2,304,497,000 | 2,376,730,000 |