Call reports 2013
NEWBRIDGE BANK — 2013
What NEWBRIDGE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,710,565,000 | 1,728,591,000 | 1,800,870,000 | 1,963,671,000 |
| Total loans | 1,172,327,000 | 1,205,619,000 | 1,270,105,000 | 1,420,233,000 |
| Allowance for loan losses | 26,067,000 | 26,395,000 | 25,385,000 | 24,550,000 |
| Securities available for sale | 392,193,000 | 340,836,000 | 294,941,000 | 291,561,000 |
| Securities held to maturity | 0 | 28,903,000 | 53,226,000 | 67,317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,405,918,000 | 1,372,108,000 | 1,418,280,000 | 1,559,933,000 |
| Interest-bearing deposits | 1,138,312,000 | 1,140,378,000 | 1,170,764,000 | 1,313,017,000 |
| Noninterest-bearing deposits | 267,606,000 | 231,730,000 | 247,516,000 | 246,916,000 |
| Equity capital | 172,362,000 | 179,168,000 | 181,634,000 | 185,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 16,424,000 | 33,130,000 | 50,272,000 | 68,819,000 |
| Interest expense | 1,253,000 | 2,434,000 | 3,666,000 | 5,189,000 |
| Net interest income | 15,171,000 | 30,696,000 | 46,606,000 | 63,630,000 |
| Noninterest income | 4,585,000 | 9,338,000 | 13,378,000 | 17,480,000 |
| Noninterest expense | 14,119,000 | 28,229,000 | 42,625,000 | 61,020,000 |
| Provision for loan losses | 979,000 | 2,016,000 | 2,049,000 | 2,691,000 |
| Pretax income | 4,866,000 | 10,067,000 | 16,046,000 | 18,135,000 |
| Income tax | 0 | -6,601,000 | -3,740,000 | -3,216,000 |
| Net income | 4,866,000 | 16,668,000 | 19,786,000 | 21,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,361,000 | 151,262,000 | 157,164,000 | 152,867,000 |
| Total capital | 170,581,000 | 168,617,000 | 174,686,000 | 171,974,000 |
| Risk-weighted assets | 1,336,624,000 | 1,359,904,000 | 1,381,347,000 | 1,518,516,000 |