Call reports 2012
NEWBRIDGE BANK — 2012
What NEWBRIDGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,744,653,000 | 1,747,121,000 | 1,712,605,000 | 1,707,288,000 |
| Total loans | 1,181,347,000 | 1,168,371,000 | 1,175,821,000 | 1,164,885,000 |
| Allowance for loan losses | 27,918,000 | 25,231,000 | 35,016,000 | 26,630,000 |
| Securities available for sale | 387,719,000 | 380,617,000 | 379,502,000 | 386,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,453,083,000 | 1,452,441,000 | 1,392,207,000 | 1,386,375,000 |
| Interest-bearing deposits | 1,237,948,000 | 1,257,131,000 | 1,204,794,000 | 1,126,470,000 |
| Noninterest-bearing deposits | 215,135,000 | 195,310,000 | 187,413,000 | 259,905,000 |
| Equity capital | 188,647,000 | 191,831,000 | 162,442,000 | 167,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 18,522,000 | 36,841,000 | 54,182,000 | 71,080,000 |
| Interest expense | 2,217,000 | 4,086,000 | 5,622,000 | 7,009,000 |
| Net interest income | 16,305,000 | 32,755,000 | 48,560,000 | 64,071,000 |
| Noninterest income | 2,995,000 | 3,983,000 | -2,434,000 | 2,322,000 |
| Noninterest expense | 13,575,000 | 27,288,000 | 43,805,000 | 57,775,000 |
| Provision for loan losses | 3,443,000 | 5,803,000 | 34,684,000 | 35,893,000 |
| Pretax income | 2,282,000 | 3,647,000 | -32,360,000 | -27,272,000 |
| Income tax | 617,000 | 929,000 | -2,771,000 | -2,467,000 |
| Net income | 1,665,000 | 2,718,000 | -29,589,000 | -24,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 178,928,000 | 180,679,000 | 141,713,000 | 147,690,000 |
| Total capital | 196,570,000 | 198,135,000 | 158,991,000 | 164,817,000 |
| Risk-weighted assets | 1,384,720,000 | 1,364,219,000 | 1,333,169,000 | 1,331,783,000 |