Call reports 2011
NEWBRIDGE BANK — 2011
What NEWBRIDGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,779,831,000 | 1,734,018,000 | 1,698,131,000 | 1,733,432,000 |
| Total loans | 1,332,214,000 | 1,247,042,000 | 1,223,952,000 | 1,207,920,000 |
| Allowance for loan losses | 29,057,000 | 28,040,000 | 27,750,000 | 28,844,000 |
| Securities available for sale | 266,059,000 | 283,783,000 | 287,191,000 | 330,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,460,547,000 | 1,431,448,000 | 1,399,145,000 | 1,423,713,000 |
| Interest-bearing deposits | 1,289,762,000 | 1,265,386,000 | 1,227,983,000 | 1,246,325,000 |
| Noninterest-bearing deposits | 170,785,000 | 166,062,000 | 171,162,000 | 177,388,000 |
| Equity capital | 181,137,000 | 184,638,000 | 186,148,000 | 184,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 20,905,000 | 40,784,000 | 60,263,000 | 79,445,000 |
| Interest expense | 3,413,000 | 6,647,000 | 9,391,000 | 11,858,000 |
| Net interest income | 17,492,000 | 34,137,000 | 50,872,000 | 67,587,000 |
| Noninterest income | 2,569,000 | 4,965,000 | 8,197,000 | 11,111,000 |
| Noninterest expense | 14,234,000 | 28,663,000 | 43,386,000 | 58,463,000 |
| Provision for loan losses | 6,073,000 | 9,093,000 | 12,539,000 | 16,785,000 |
| Pretax income | 1,715,000 | 3,307,000 | 5,170,000 | 5,476,000 |
| Income tax | 433,000 | 624,000 | 1,125,000 | 1,450,000 |
| Net income | 1,282,000 | 2,683,000 | 4,045,000 | 4,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,297,000 | 173,291,000 | 175,530,000 | 176,341,000 |
| Total capital | 188,860,000 | 190,090,000 | 192,516,000 | 193,685,000 |
| Risk-weighted assets | 1,386,354,000 | 1,322,156,000 | 1,338,779,000 | 1,360,460,000 |