Call reports 2010
NEWBRIDGE BANK — 2010
What NEWBRIDGE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,952,474,000 | 1,929,049,000 | 1,861,135,000 | 1,805,381,000 |
| Total loans | 1,434,443,000 | 1,418,701,000 | 1,373,427,000 | 1,337,580,000 |
| Allowance for loan losses | 35,524,000 | 33,081,000 | 35,554,000 | 28,753,000 |
| Securities available for sale | 299,943,000 | 294,324,000 | 264,765,000 | 314,730,000 |
| Securities held to maturity | 40,999,000 | 43,679,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,554,242,000 | 1,559,451,000 | 1,517,786,000 | 1,459,277,000 |
| Interest-bearing deposits | 1,376,838,000 | 1,386,189,000 | 1,352,303,000 | 1,291,261,000 |
| Noninterest-bearing deposits | 177,404,000 | 173,262,000 | 165,483,000 | 168,016,000 |
| Equity capital | 181,080,000 | 183,851,000 | 184,625,000 | 182,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 23,250,000 | 46,222,000 | 68,641,000 | 89,913,000 |
| Interest expense | 5,902,000 | 11,384,000 | 15,945,000 | 19,983,000 |
| Net interest income | 17,348,000 | 34,838,000 | 52,696,000 | 69,930,000 |
| Noninterest income | 3,427,000 | 7,682,000 | 11,740,000 | 15,856,000 |
| Noninterest expense | 16,417,000 | 32,163,000 | 48,403,000 | 64,287,000 |
| Provision for loan losses | 3,723,000 | 8,651,000 | 16,616,000 | 21,252,000 |
| Pretax income | 635,000 | 1,706,000 | 3,054,000 | 3,884,000 |
| Income tax | 103,000 | 136,000 | 251,000 | -229,000 |
| Net income | 532,000 | 1,570,000 | 2,803,000 | 4,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,379,000 | 166,777,000 | 168,469,000 | 169,242,000 |
| Total capital | 185,421,000 | 186,502,000 | 187,600,000 | 188,261,000 |
| Risk-weighted assets | 1,563,295,000 | 1,541,979,000 | 1,485,675,000 | 1,483,212,000 |