Call reports 2009
NEWBRIDGE BANK — 2009
What NEWBRIDGE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,134,555,000 | 2,063,347,000 | 2,007,613,000 | 1,944,655,000 |
| Total loans | 1,575,452,000 | 1,526,550,000 | 1,495,966,000 | 1,463,094,000 |
| Allowance for loan losses | 41,034,000 | 44,104,000 | 38,902,000 | 35,843,000 |
| Securities available for sale | 267,061,000 | 277,992,000 | 311,422,000 | 293,968,000 |
| Securities held to maturity | 27,031,000 | 25,817,000 | 21,656,000 | 19,957,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,717,500,000 | 1,672,879,000 | 1,623,051,000 | 1,509,244,000 |
| Interest-bearing deposits | 1,545,688,000 | 1,500,627,000 | 1,452,834,000 | 1,343,271,000 |
| Noninterest-bearing deposits | 171,812,000 | 172,252,000 | 170,217,000 | 165,973,000 |
| Equity capital | 186,728,000 | 181,210,000 | 181,302,000 | 180,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 25,371,000 | 50,095,000 | 74,566,000 | 98,500,000 |
| Interest expense | 11,206,000 | 21,884,000 | 31,189,000 | 38,541,000 |
| Net interest income | 14,165,000 | 28,211,000 | 43,377,000 | 59,959,000 |
| Noninterest income | 4,014,000 | 8,691,000 | 14,240,000 | 18,731,000 |
| Noninterest expense | 15,785,000 | 33,699,000 | 53,359,000 | 68,838,000 |
| Provision for loan losses | 8,518,000 | 19,371,000 | 30,179,000 | 35,749,000 |
| Pretax income | -6,124,000 | -16,168,000 | -25,921,000 | -25,508,000 |
| Income tax | -2,801,000 | -7,240,000 | -11,587,000 | -11,199,000 |
| Net income | -3,323,000 | -8,928,000 | -14,334,000 | -14,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 179,621,000 | 173,011,000 | 167,711,000 | 165,246,000 |
| Total capital | 201,693,000 | 194,522,000 | 188,554,000 | 185,579,000 |
| Risk-weighted assets | 1,739,963,000 | 1,683,527,000 | 1,632,861,000 | 1,592,680,000 |