Call reports 2007
NEWBRIDGE BANK — 2007
What NEWBRIDGE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 984,948,000 | 1,018,090,000 | 1,037,080,000 | 2,006,592,000 |
| Total loans | 772,848,000 | 794,480,000 | 799,556,000 | 1,490,085,000 |
| Allowance for loan losses | 9,722,000 | 10,094,000 | 10,149,000 | 30,371,000 |
| Securities available for sale | 112,654,000 | 119,904,000 | 119,430,000 | 332,608,000 |
| Securities held to maturity | 29,887,000 | 27,916,000 | 27,908,000 | 27,901,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 850,709,000 | 853,184,000 | 872,360,000 | 1,628,287,000 |
| Interest-bearing deposits | 687,285,000 | 694,785,000 | 730,459,000 | 1,452,227,000 |
| Noninterest-bearing deposits | 163,424,000 | 158,399,000 | 141,901,000 | 176,060,000 |
| Equity capital | 90,399,000 | 89,992,000 | 87,371,000 | 166,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 17,094,000 | 34,511,000 | 52,366,000 | 97,578,000 |
| Interest expense | 6,845,000 | 14,015,000 | 21,584,000 | 41,635,000 |
| Net interest income | 10,249,000 | 20,496,000 | 30,782,000 | 55,943,000 |
| Noninterest income | 3,383,000 | 6,808,000 | 10,218,000 | 14,995,000 |
| Noninterest expense | 9,973,000 | 19,861,000 | 31,124,000 | 61,596,000 |
| Provision for loan losses | 957,000 | 2,148,000 | 4,096,000 | 18,952,000 |
| Pretax income | 2,702,000 | 5,295,000 | 5,780,000 | -9,607,000 |
| Income tax | 839,000 | 1,647,000 | 1,559,000 | -4,888,000 |
| Net income | 1,863,000 | 3,648,000 | 4,221,000 | -4,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,986,000 | 91,989,000 | 88,677,000 | 157,640,000 |
| Total capital | 101,308,000 | 101,652,000 | 98,826,000 | 177,813,000 |
| Risk-weighted assets | 845,388,000 | 915,708,000 | 893,827,000 | 1,603,675,000 |