Call reports 2006
NEWBRIDGE BANK — 2006
What NEWBRIDGE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 985,053,000 | 985,571,000 | 991,390,000 | 987,242,000 |
| Total loans | 754,976,000 | 756,845,000 | 760,764,000 | 759,977,000 |
| Allowance for loan losses | 8,392,000 | 8,502,000 | 8,461,000 | 9,564,000 |
| Securities available for sale | 103,134,000 | 112,227,000 | 113,700,000 | 112,000,000 |
| Securities held to maturity | 29,873,000 | 27,610,000 | 29,900,000 | 29,893,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 842,863,000 | 829,155,000 | 815,580,000 | 817,989,000 |
| Interest-bearing deposits | 702,100,000 | 679,058,000 | 668,687,000 | 659,574,000 |
| Noninterest-bearing deposits | 140,763,000 | 150,097,000 | 146,893,000 | 158,416,000 |
| Equity capital | 92,477,000 | 91,453,000 | 92,454,000 | 90,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 16,118,000 | 32,883,000 | 50,169,000 | 67,323,000 |
| Interest expense | 5,162,000 | 10,977,000 | 17,472,000 | 24,195,000 |
| Net interest income | 10,956,000 | 21,906,000 | 32,697,000 | 43,128,000 |
| Noninterest income | 3,199,000 | 6,785,000 | 10,352,000 | 14,290,000 |
| Noninterest expense | 10,191,000 | 21,795,000 | 31,903,000 | 42,973,000 |
| Provision for loan losses | 1,407,000 | 2,018,000 | 2,583,000 | 5,510,000 |
| Pretax income | 2,557,000 | 4,878,000 | 8,563,000 | 8,935,000 |
| Income tax | 724,000 | 1,416,000 | 2,635,000 | 2,584,000 |
| Net income | 1,833,000 | 3,462,000 | 5,928,000 | 6,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,514,000 | 93,007,000 | 93,080,000 | 91,825,000 |
| Total capital | 101,906,000 | 101,509,000 | 101,541,000 | 100,907,000 |
| Risk-weighted assets | 817,886,000 | 816,863,000 | 823,047,000 | 779,746,000 |