Call reports 2003
NEWBRIDGE BANK — 2003
What NEWBRIDGE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 893,254,000 | 893,867,000 | 885,758,000 | 867,169,000 |
| Total loans | 658,275,000 | 674,392,000 | 673,719,000 | 663,446,000 |
| Allowance for loan losses | 7,394,000 | 7,724,000 | 7,795,000 | 7,846,000 |
| Securities available for sale | 95,723,000 | 89,682,000 | 93,732,000 | 88,513,000 |
| Securities held to maturity | 40,676,000 | 40,426,000 | 36,798,000 | 29,079,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 735,346,000 | 742,858,000 | 723,028,000 | 703,830,000 |
| Interest-bearing deposits | 645,665,000 | 640,026,000 | 632,551,000 | 619,914,000 |
| Noninterest-bearing deposits | 89,681,000 | 102,832,000 | 90,477,000 | 83,916,000 |
| Equity capital | 85,999,000 | 87,689,000 | 88,347,000 | 87,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 12,909,000 | 25,958,000 | 38,747,000 | 50,790,000 |
| Interest expense | 3,079,000 | 6,018,000 | 8,659,000 | 11,177,000 |
| Net interest income | 9,830,000 | 19,940,000 | 30,088,000 | 39,613,000 |
| Noninterest income | 3,349,000 | 7,063,000 | 10,902,000 | 14,517,000 |
| Noninterest expense | 8,693,000 | 17,940,000 | 27,240,000 | 36,183,000 |
| Provision for loan losses | 587,000 | 1,074,000 | 1,913,000 | 5,215,000 |
| Pretax income | 3,899,000 | 7,989,000 | 11,837,000 | 12,732,000 |
| Income tax | 1,281,000 | 2,612,000 | 3,875,000 | 3,903,000 |
| Net income | 2,618,000 | 5,377,000 | 7,962,000 | 8,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,874,000 | 85,284,000 | 86,515,000 | 86,025,000 |
| Total capital | 91,268,000 | 93,008,000 | 94,310,000 | 93,871,000 |
| Risk-weighted assets | 680,121,000 | 693,862,000 | 695,298,000 | 691,959,000 |