Call reports 2002
NEWBRIDGE BANK — 2002
What NEWBRIDGE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 835,182,000 | 826,538,000 | 867,782,000 | 851,049,000 |
| Total loans | 584,884,000 | 605,264,000 | 631,690,000 | 645,548,000 |
| Allowance for loan losses | 6,588,000 | 6,948,000 | 7,155,000 | 7,284,000 |
| Securities available for sale | 96,249,000 | 96,638,000 | 91,861,000 | 81,208,000 |
| Securities held to maturity | 54,470,000 | 47,041,000 | 46,039,000 | 44,029,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 685,247,000 | 675,753,000 | 715,022,000 | 697,210,000 |
| Interest-bearing deposits | 606,487,000 | 591,271,000 | 630,767,000 | 601,868,000 |
| Noninterest-bearing deposits | 78,760,000 | 84,482,000 | 84,255,000 | 95,342,000 |
| Equity capital | 79,496,000 | 82,107,000 | 84,058,000 | 85,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 13,419,000 | 26,368,000 | 39,628,000 | 52,932,000 |
| Interest expense | 4,167,000 | 7,954,000 | 11,718,000 | 15,185,000 |
| Net interest income | 9,252,000 | 18,414,000 | 27,910,000 | 37,747,000 |
| Noninterest income | 2,668,000 | 5,791,000 | 8,846,000 | 12,000,000 |
| Noninterest expense | 7,639,000 | 15,367,000 | 23,452,000 | 31,872,000 |
| Provision for loan losses | 380,000 | 1,062,000 | 1,594,000 | 2,480,000 |
| Pretax income | 3,901,000 | 7,776,000 | 11,710,000 | 15,395,000 |
| Income tax | 1,269,000 | 2,542,000 | 3,824,000 | 5,013,000 |
| Net income | 2,632,000 | 5,234,000 | 7,886,000 | 10,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,031,000 | 80,373,000 | 81,365,000 | 82,601,000 |
| Total capital | 85,619,000 | 87,321,000 | 88,520,000 | 89,885,000 |
| Risk-weighted assets | 590,639,000 | 604,037,000 | 648,381,000 | 658,035,000 |