Call reports 2001
NEWBRIDGE BANK — 2001
What NEWBRIDGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 796,660,000 | 797,303,000 | 834,056,000 | 832,664,000 |
| Total loans | 556,460,000 | 562,045,000 | 557,813,000 | 588,365,000 |
| Allowance for loan losses | 5,975,000 | 6,058,000 | 6,136,000 | 6,440,000 |
| Securities available for sale | 50,114,000 | 64,725,000 | 93,139,000 | 93,537,000 |
| Securities held to maturity | 69,623,000 | 57,767,000 | 55,765,000 | 58,635,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 673,485,000 | 659,877,000 | 684,912,000 | 682,715,000 |
| Interest-bearing deposits | 598,639,000 | 577,562,000 | 609,216,000 | 599,970,000 |
| Noninterest-bearing deposits | 74,846,000 | 82,315,000 | 75,697,000 | 82,745,000 |
| Equity capital | 75,136,000 | 76,243,000 | 77,899,000 | 79,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 15,293,000 | 30,243,000 | 44,793,000 | 58,607,000 |
| Interest expense | 7,619,000 | 14,493,000 | 20,436,000 | 25,620,000 |
| Net interest income | 7,674,000 | 15,750,000 | 24,357,000 | 32,987,000 |
| Noninterest income | 2,066,000 | 4,830,000 | 6,981,000 | 9,758,000 |
| Noninterest expense | 6,228,000 | 13,334,000 | 20,179,000 | 27,197,000 |
| Provision for loan losses | 282,000 | 771,000 | 1,432,000 | 1,862,000 |
| Pretax income | 3,230,000 | 6,475,000 | 9,727,000 | 13,686,000 |
| Income tax | 1,028,000 | 2,071,000 | 3,118,000 | 4,421,000 |
| Net income | 2,202,000 | 4,404,000 | 6,609,000 | 9,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,049,000 | 75,099,000 | 76,152,000 | 77,654,000 |
| Total capital | 80,024,000 | 81,157,000 | 82,288,000 | 84,094,000 |
| Risk-weighted assets | 549,304,000 | 551,787,000 | 560,514,000 | 582,237,000 |