Call reports 2018
MONUMENT BANK — 2018
What MONUMENT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 321,848,000 | 347,773,000 | 361,478,000 | 363,531,000 |
| Total loans | 241,124,000 | 238,746,000 | 253,060,000 | 256,662,000 |
| Allowance for loan losses | 2,585,000 | 2,595,000 | 2,735,000 | 2,770,000 |
| Securities available for sale | 59,102,000 | 95,307,000 | 96,327,000 | 94,252,000 |
| Securities held to maturity | 1,250,000 | 1,250,000 | 1,250,000 | 1,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,324,000 | 236,007,000 | 255,929,000 | 235,357,000 |
| Interest-bearing deposits | 193,476,000 | 212,305,000 | 232,636,000 | 213,557,000 |
| Noninterest-bearing deposits | 24,848,000 | 23,702,000 | 23,293,000 | 21,800,000 |
| Equity capital | 31,929,000 | 32,523,000 | 32,608,000 | 32,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,242,000 | 7,078,000 | 10,858,000 | 14,849,000 |
| Interest expense | 941,000 | 2,067,000 | 3,354,000 | 4,813,000 |
| Net interest income | 2,301,000 | 5,011,000 | 7,504,000 | 10,036,000 |
| Noninterest income | 27,000 | -22,000 | -449,000 | -419,000 |
| Noninterest expense | 1,601,000 | 3,257,000 | 4,894,000 | 6,581,000 |
| Provision for loan losses | -5,000 | 5,000 | 395,000 | 476,000 |
| Pretax income | 1,462,000 | 2,457,000 | 2,496,000 | 3,290,000 |
| Income tax | 270,000 | 447,000 | 414,000 | 474,000 |
| Net income | 1,192,000 | 2,010,000 | 2,082,000 | 2,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,807,000 | 32,508,000 | 32,527,000 | 33,039,000 |
| Total capital | 39,730,000 | 40,442,000 | 40,603,000 | 41,152,000 |
| Risk-weighted assets | 232,814,000 | 244,340,000 | 260,244,000 | 261,618,000 |