Call reports 2017
MONUMENT BANK — 2017
What MONUMENT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 314,530,000 | 311,745,000 | 320,542,000 | 326,229,000 |
| Total loans | 219,663,000 | 223,522,000 | 232,948,000 | 241,723,000 |
| Allowance for loan losses | 2,375,000 | 2,400,000 | 2,500,000 | 2,590,000 |
| Securities available for sale | 73,679,000 | 75,661,000 | 73,847,000 | 71,562,000 |
| Securities held to maturity | 0 | 0 | 250,000 | 1,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,035,000 | 198,493,000 | 202,975,000 | 209,427,000 |
| Interest-bearing deposits | 174,019,000 | 174,900,000 | 177,348,000 | 185,317,000 |
| Noninterest-bearing deposits | 30,016,000 | 23,593,000 | 25,627,000 | 24,110,000 |
| Equity capital | 31,130,000 | 29,452,000 | 29,921,000 | 30,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,945,000 | 6,018,000 | 9,223,000 | 12,541,000 |
| Interest expense | 776,000 | 1,575,000 | 2,441,000 | 3,376,000 |
| Net interest income | 2,169,000 | 4,443,000 | 6,782,000 | 9,165,000 |
| Noninterest income | 54,000 | 90,000 | 111,000 | -79,000 |
| Noninterest expense | 1,492,000 | 3,021,000 | 4,526,000 | 6,074,000 |
| Provision for loan losses | 75,000 | 100,000 | 200,000 | 290,000 |
| Pretax income | 656,000 | 1,412,000 | 2,178,000 | 2,733,000 |
| Income tax | 146,000 | 300,000 | 459,000 | 670,000 |
| Net income | 510,000 | 1,112,000 | 1,719,000 | 2,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,389,000 | 28,514,000 | 29,007,000 | 29,228,000 |
| Total capital | 38,139,000 | 36,289,000 | 36,882,000 | 37,193,000 |
| Risk-weighted assets | 221,205,000 | 226,037,000 | 230,736,000 | 237,335,000 |