Call reports 2016
MONUMENT BANK — 2016
What MONUMENT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 277,525,000 | 282,176,000 | 285,881,000 | 289,809,000 |
| Total loans | 193,599,000 | 204,233,000 | 203,946,000 | 212,515,000 |
| Allowance for loan losses | 2,097,000 | 2,200,000 | 2,200,000 | 2,300,000 |
| Securities available for sale | 71,777,000 | 68,496,000 | 68,230,000 | 66,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,723,000 | 183,289,000 | 189,730,000 | 192,056,000 |
| Interest-bearing deposits | 160,103,000 | 165,411,000 | 168,784,000 | 171,764,000 |
| Noninterest-bearing deposits | 17,620,000 | 17,878,000 | 20,946,000 | 20,292,000 |
| Equity capital | 23,580,000 | 23,868,000 | 24,222,000 | 24,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,680,000 | 5,467,000 | 8,282,000 | 11,161,000 |
| Interest expense | 807,000 | 1,581,000 | 2,362,000 | 3,130,000 |
| Net interest income | 1,873,000 | 3,886,000 | 5,920,000 | 8,031,000 |
| Noninterest income | 150,000 | 252,000 | 368,000 | 518,000 |
| Noninterest expense | 1,631,000 | 3,435,000 | 5,203,000 | 6,868,000 |
| Provision for loan losses | 156,000 | 259,000 | 259,000 | -54,000 |
| Pretax income | 236,000 | 598,000 | 980,000 | 1,889,000 |
| Income tax | 10,000 | 83,000 | 134,000 | 384,000 |
| Net income | 226,000 | 515,000 | 846,000 | 1,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,722,000 | 22,945,000 | 23,222,000 | 23,945,000 |
| Total capital | 30,194,000 | 30,520,000 | 30,797,000 | 31,575,000 |
| Risk-weighted assets | 209,297,000 | 216,307,000 | 215,288,000 | 210,011,000 |